This is what a Trans Union credit report looks like. All the good data has been blocked because this was taken from a real report. Editor notes = [] ***************** TRANS UNION CONSUMER CREDIT REPORT ***************** * XXXXXX NORTH * * * ****************** Dept: NORTH / Queued by: XXXXXX ******************* DATE: 06-15-1993 TIME:19:23:56 SUBJECT ID:NORTH I SMITH,JOHN,A,,* [subject name, address, SS#, 1234 N,MAIN,ST,ANYTOWN,WI,54123,* and phone #] 5 388473456,6758,/8,958-0000,,* * TRANS UNION CREDIT REPORT <FOR> <SUB NAME> <MKT SUB> <INFILE> <DATE> <TIME> (I)ZGBxxxx xxx-xxxx 09-GB 5/86 06/15/93 19:23 [inquiry info and date entered into system] <SUBJECT> <SSN> <BIRTH DATE> SMITH, JOHN A. 388-47-3456 7/76 <TELEPHONE> 958-0000 <CURRENT ADDRESS> <DATE RPTD> 1234 N. MAIN ST., ANYTOWN WI, 54123 3/92 <FORMER ADDRESS> 345 NORTH RD., SLIPLINE, WY, 43567 7/90 [subject address, social security #, dates lived at address or moved] <CURRENT EMPLOYER AND ADDRESS> <RPTD> AMERITECH 8/90 <FORMER EMPLOYER AND ADDRESS> LEGION OF DOOM 12/89 --------S P E C I A L M E S S A G E S [no idea, sounds bad] *** HAWK-ALERT: CLEAR ---------------------------------------------------------------------- M O D E L P R O F I L E * * * A L E R T * * * *** EMPIRICA ALERT: SCORE +661, SERIOUS DELINQUENCY, DEROGATORY PUBLIC RECORD OR COLLECTION, FREQUENT DELINQUENCY; TOO MANY RECENT CREDIT CHECKS OR RECENT APPLICATIONS; INSUFFICIENT LENGTH OF CREDIT HISTORY * ---------------------------------------------------------------------- [poor guy, they keep track of EVERYTHING!] ---------------------------------------------------------------------- C R E D I T S U M M A R Y * * * T O T A L F I L E H I S T O R Y PR=0 COL=2 NEG=2 HSTNEG=2-5 TRD=9 RVL=4 INST=5 MTG=0 OPN=0 INQ=16 HIGH CRED CRED LIM BALANCE PAST DUE MNTHLY PAY REVOLVING: $3400 $2000 $417 $0 $20 INSTALLMENT: $8213 $ $1100 $0 $166 TOTAL: $11.6K $2000 $1517 $0 $186 ---------------------------------------------------------------------- C O L L E C T I O N S SUBNAME SUBCODE ECOA OPENED CLOSED $PLACED CREDITOR MOP ACCOUNT# VERIFIRED BALANCE REMARKS COW CREDIT Y 472XXXX I 8/90 8/90F $85 COW CREDIT UN 78XXX 3/93A $0 PAID COLLECT FINANCE SYS Y 472XXXX I 6/88 6/88C $45 COLL090103XXXXX 6/88V PAID COLLECT ---------------------------------------------------------------------- T R A D E S SUBNAME SUBCODE OPENED HIGHCRED TERMS MAXDELQ PAYPAT ACCOUNT# VERIFIED CREDLIM PASTDUE AMT-MOP PAYPAT CITIBK VISA B 64DBXXX 5/94 4128XXXXXXXX 11/94A $1500 $0 I CREDIT CARD 10/94 [list all the credit cards you have, loans, and other bank crap] ---------------------------------------------------------------------- I N Q U I R I E S DATE SUBCODE SUBNAME TYPE AMOUNT 3/12/90 ZDP3456 xxx-xxx 5/23/92 NCH00xxxxx (CHI) CITIBANK 6/19/92 NCH34xxxx (CHI) SEARS [jerks that looked into your credit history] ---------------------------------------------------------------------- E N D O F C R E D I T R E P O R T - S E R V I C E D B Y : TRANS UNION CORPORATION 414-328-9950 760 W. SPROUL ROAD, P.O. BOX 390, SPRINGFIELD, PA 19064-0390 ---------------------------------------------------------------------- L O O K xxx-xxx INC ZDP3456 (414) 339-8822 CITIBANK NA NCH0012832 (800) 950-5114 SEARS ROEBUCK & CO NCH345092 (800) ???-???? COPYRIGHTED TRANS UNION 1994 GO *** END OF REPORT ID: 06-15-1993/19:30:50 (ORN: 258 ) B-0/F-0/P-0 ***